Medical care is expensive, and bills can add up quickly—especially if you require hospitalization or have a chronic illness. When you enroll in a VNS CHOICE plan, you can be assured that you’ll pay no monthly premiums and no deductibles, and no or low co-payments for medical services when you use the providers in our network.

VNS CHOICE Medicare Advantage Plans

VNS CHOICE Medicare Option 1 and Option 2 (HMOs) plans are open to residents of New York City who qualify for both Medicare and Medicaid. Medicaid has eligibility limits for income and resources, so members in these two plans receive assistance paying for their premiums and deductibles, as well as for medical services and expenses. These plans also offer no or low co-payments for prescription drugs, and provide prescription coverage through the gap.

VNS CHOICE Medicare Option 5 (HMO) is open to residents of New York City who qualify for Medicare. Eligibility for Medicaid is not required, so members of this plan do not receive the same level of financial assistance. Members in this plan pay no monthly premiums and no deductibles, and most medical services have a modest co-payment. This plan also provides medical prescription drug coverage, with low co-payments for generic drugs, and covers prescriptions through the gap.

When you join a VNS CHOICE Medicare plan, you must continue to pay your Medicare Part B premium. You may be able to get extra help to pay for your prescription drug premiums and costs. If you think you may qualify, call Social Security at 1-800-772-1213 or visit www.socialsecurity.gov. TTY users may call 1-800-325-0778.

For full information on VNS CHOICE Medicare benefits, call our Customer Service department at 1-866-VNS-0047 (1-866-867-0047).

vns choice medicaid long term care plans

VNS CHOICE MLTC Plus (HMO) is open to residents of New York City who are enrolled in both Medicare and Medicaid. Members in this plan receive their Medicare and Medicaid benefits through VNS CHOICE, and all expenses for medical services are covered (including premiums, deductibles, and co-payments). This plan also offers no or low co-payments for prescription drugs, and provides prescription coverage through the gap.

VNS CHOICE MLTC is a Medicaid plan. Members enrolled in this plan have all of their expenses covered for the services covered by the plan. There is no cost to join and no out-of-pocket expenses.